:root{--navy:#0a2342;--ink:#1c2733;--mut:#5b6773;--rule:#d9dee5;--brass:#9c7a2e;--paper:#f6f7f9}
*{box-sizing:border-box}
html{scroll-padding-top:12px}
body{margin:0;font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.7;font-size:17px}
a{color:var(--navy)}
a:focus-visible,.btn:focus-visible{outline:3px solid var(--brass);outline-offset:2px}
header{background:var(--navy);border-bottom:4px solid var(--brass)}
.bar{max-width:1040px;margin:0 auto;padding:16px 22px;display:flex;flex-wrap:wrap;gap:10px 24px;align-items:center;justify-content:space-between}
.logo{font-family:Georgia,"Times New Roman",serif;font-size:24px;color:#fff;text-decoration:none;font-weight:bold;letter-spacing:.3px}
nav a{color:#d5dce6;text-decoration:none;margin-right:18px;font-size:15px}
nav a:last-child{margin-right:0}
nav a:hover,nav a.on{color:#fff;text-decoration:underline;text-underline-offset:6px}
.hero{background:var(--navy);color:#fff}
.hero .in{max-width:1040px;margin:0 auto;padding:60px 22px 64px;display:grid;gap:36px;grid-template-columns:1.1fr .9fr;align-items:center}
@media(max-width:760px){.hero .in{grid-template-columns:1fr;padding:44px 22px}}
.hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:normal;font-size:clamp(30px,5vw,46px);line-height:1.15;margin:0 0 16px}
.hero p{color:#cfd8e3;margin:0 0 26px;max-width:520px}
.btn{display:inline-block;background:var(--brass);color:#fff;padding:14px 28px;border-radius:3px;font-weight:600;text-decoration:none;font-size:17px}
.btn:hover{background:#85661f}
.btn.ghost{background:transparent;border:1px solid #8fa1b8;margin-left:10px}
.panel{background:#fff;border-radius:4px;padding:18px 18px 10px;color:var(--ink)}
.panel b{font-family:Georgia,serif;font-size:15px;color:var(--navy);font-weight:normal}
.panel svg{width:100%;height:auto;display:block}
main{max-width:1040px;margin:0 auto;padding:48px 22px}
.doc{max-width:760px}
h1.t{font-family:Georgia,serif;font-weight:normal;color:var(--navy);font-size:clamp(28px,4vw,38px);margin:0 0 6px}
h2{font-family:Georgia,serif;font-weight:normal;color:var(--navy);font-size:25px;margin:36px 0 8px}
.meta{color:var(--mut);font-size:14px;margin:0 0 22px}
.cols{display:grid;gap:0;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));border-top:1px solid var(--rule)}
.col{padding:22px 22px 22px 0;border-bottom:1px solid var(--rule)}
.col h3{font-family:Georgia,serif;font-weight:normal;color:var(--navy);font-size:20px;margin:0 0 6px}
.col p{margin:0;color:var(--mut);font-size:16px}
.price-box{background:var(--paper);border:1px solid var(--rule);border-left:5px solid var(--brass);padding:26px 28px;margin:26px 0;max-width:560px}
.amt{font-family:Georgia,serif;font-size:56px;color:var(--navy);line-height:1}
.amt span{font-size:16px;color:var(--mut);font-family:"Segoe UI",Arial,sans-serif;margin-left:8px}
ul.ck{list-style:none;padding:0;margin:16px 0 22px}
ul.ck li{padding:4px 0 4px 26px;position:relative}
ul.ck li::before{content:"\2713";position:absolute;left:0;color:var(--brass);font-weight:bold}
.disc{font-size:14px;color:var(--mut);border-top:1px solid var(--rule);margin-top:40px;padding-top:16px}
footer{background:var(--navy);color:#b9c4d2;font-size:14px;margin-top:30px}
.ft{max-width:1040px;margin:0 auto;padding:30px 22px}
.ft a{color:#fff;margin-right:18px;display:inline-block;margin-bottom:6px}
.ft p{margin:10px 0 0}